Would you gain process efficiency and integrated risk assessment? Control the entire lending lifecycle from sales and decision steps all along to contracting, monitoring phases till expiry.
Would you gain process efficiency by keeping product flexibility and integrated risk assessment? Control the entire lending lifecycle from sales and decision steps all along to contracting, monitoring phases till deal closure and maintain flexible product parameterization.
Plan to improve and automate your decision and client monitoring practices? Centralize financial and subjective data capture, automatically calculate various financial and nonfinancial indicators, quantitative and qualitative measures, get the relevant rating/scoring values.
Missing Basel II compliant collateral analytics? Need a tool for managing and monitoring your collateral portfolio? Keep record of your collaterals and optimize your regulatory and economic capital requirement.
Need to recognize problematic exposures in an early stage? Wish to up-sell to good clients? Predict the probability of default using behavioral approach on expert or statistical base and manage the entire monitoring process in an automated manner.
Provisioning standards have been significantly improved in the previous years, requiring enormous resources from the Banks to comply with the regulatory and internal requirements.
Loxon Collection System is intended to provide you with broad and flexible support for managing past due deals (bad credits). It handles any delinquent deal through the whole default life cycle, from the date of delinquency up until the date of repayment or until resolving the claim in any other way.
Implementing Basel II/III regulations or IFRS provisioning? Utilize state of the art risk calculation methods, maximize risk adjusted performance and become fully Basel II/III compliant for all types of risks.
Do you plan to implement OFSAA solution so that you can better manage the Profitability of your Customers / Products and provide detailed information to ALM managers so that they can manage the Balance Sheet and forecast the Income Statement of your Bank?