• retail lending

    Would you gain process efficiency and integrated risk assessment? Control the entire lending lifecycle from sales and decision steps all along to contracting and monitoring phases.

  • corporate lending

    Would you gain process efficiency by keeping product flexibility and integrated risk assessment?

  • rating/scoring

    Plan to improve your decision and client monitoring practices? Centralize financial data capture, use various indicators, quantitative and qualitative measurements.

  • collateral management

    Missing Basel II compliant collateral analytics? Keep record of your collaterals and optimize your regulatory and economic capital requirement.

  • early warning

    Need to recognize problematic exposures in an early stage? Wish to up-sell to good clients? Predict the probability of default using behavioral approach on expert or statistical base.

  • collection

    Facing rapidly growing ratio of bad debts? Improve your collection strategies, reach more customers with your collection team and automate more to increase collected recoveries.

  • basel II/III

    Implementing Basel II/III regulations or IFRS provisioning? Utilize state-of-the-art risk calculation methods, maximize risk adjusted performance and become fully Basel II/III compliant.

  • oracle practice

    Do you plan to implement OFSAA (Oracle Financial Services Analytical Applications) solution so that you can better manage the profitability of your Customers / Products and provide detailed information to ALM managers?